Open a bank account

Opening a bank account should be one of your top priorities upon arrival in Norway, especially if your stay exceeds six months. Access to a Norwegian bank account will enable you to receive salary payments and handle your finances in a safe and efficient way.

Hand holding a bank card; illustration photo: colourbox.com

How to open a bank account

  • In Norway, anyone can open a deposit account and use the bank’s payment system. Wage earners must usually open a salary account/current account into which their salary is paid. There are also other types of accounts, e.g. various types of savings accounts or investment accounts with varying interest rates depending on the amount deposited.
  • To open a bank account in Norway you need a national identity number (permanent or temporary) (skatteetaten.no) which you obtain when finalising your permit upon arrival. Note that the case processing time for national identity numbers is about two weeks, provided you have completed the EU/EEA registration or visa/residence permit process.
  • Bring the following documents to the branch of the bank you wish to open an account:
    • National ID number
    • Passport
    • Passport photo
    • Employment contract

Choosing a bank

Largest banks in Norway

Banks in Oslo offering tailored services for foreign workers

  • DnB (dnb.no)
    • There is no fee for establishing a bank account.
    • You can expect your bank account to be ready and to receive your bank card/bank ID within 4 weeks.
    • DnB offers internet banking in English and an English website.
    • If you choose Dnb, follow this procedure: How to open a bank account with Dnb (pdf) NB! Due to an increase of internationals coming to Oslo and opening bank accounts, the processing time is 3-5 weeks, not 7-10 days as written in the pdf. 
  • Bien Sparebank (bien.no) (Norwegian)
    • There is a fee of NOK 1500 for e​​​​​​stablishing a bank account.
    • You can expect your bank account to be ready within 1 day and to receive your bank card/bank ID within 1 to 2 weeks.
    • Bien offers internet banking in English but no English website.
    • If you choose Bien, follow this procedure: How to open a bank account with Bien Sparebank (pdf)

Further information

ISMO's services

We offer advice on all questions related to opening a Norwegian bank account.

Contact us

Published Nov. 20, 2017 3:23 PM - Last modified Dec. 30, 2021 1:26 AM